Peter McCarroll
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1 votePeter McCarroll
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23 votesPeter McCarroll
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29 votes
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18 votesPeter McCarroll
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69 votes
It is certainly a nice idea in a lot of ways, and Jesse’s use case example is good one.
On the other side, allowing 3rd party applications plug into the core Xero application present some quite major security implications. The data we hold on behalf of our customers is considered highly sensitive by us and we ensure we have bank level security across all aspects of our application.
Second to that, we are a design lead and focused company – we want our software to be really easy to use and remain simple and intuitive, so allowing 3rd parties to introduce interface elements into Xero would be something we would need to carefully plan for.
With this in mind, it would be quite an onerous task for us to implement a secure framework that would allow 3rd party applications to interface within Xero, in a sensible way that does not…
Peter McCarroll
supported this idea
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2,255 votes
We continue to see great success with our new Bank Feeds API with a pipeline over over 30 Financial Institutes currently integrating and positive feedback from customers using these bank feeds.
We’ve completed our roadmap for the next financial year and have decided to not implement a public version at this time in order to maximise opportunities in other areas of our bank feeds product, in particular PSD2 and Open Banking.
This feature request is still on our backlog and we will be keeping an eye on this forum to understand the use case for a public bank statements API going forward.
If you are a customer of a financial institute not integrated with Xero and could benefit from having statement data in Xero, encourage them to make use of our API, they can contact us here https://www.xero.com/nz/partner-programs/financialweb/contact/
Peter McCarroll
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For those interested in processing pre-authorised Direct Debit or Credit Card transactions based on your Xero invoice due date please check out [url=http://www.ucollect.biz]uCollect[/url].
Right now (Dec 2014) it has facilities for Direct Debits for NZ Banks (BNZ, ANZ, Westpac & ASB), Direct Debits using generic ABA file in Australia, and EziDebit. Coming soon will be Stripe, eDebit, eWAY, SEPA Direct Debits, DPS (NZ) and Authorize.net.